Pricing
Start free. Scale as you grow.
Every plan includes the full AI communication engine, compliance checks, and audit log. Limits grow with your portfolio — core compliance features are not gated.
Questions
- Is Fix Failed Payments a debt collector?
- No. We provide software to collection agencies. We do not buy, own, or collect consumer debts. Communications are sent by your team.
- Does the AI send messages on its own?
- No. The model drafts; a person in your agency reviews, edits, and sends. You remain responsible for FDCPA, Regulation F, TCPA, and state-law compliance.
- What is included in every plan?
- Every plan includes the AI communication engine, federal compliance checks, human-in-the-loop sending, and an append-only audit log. Tiers differ by usage limits, not by locking away core compliance features.
- Can I cancel?
- Yes. Paid plans can be managed in Settings → Billing. There is a 30-day money-back guarantee on paid plans.
- Do you store consumer data?
- Yes, as a processor on behalf of your agency. Contact fields are encrypted at rest. Your organization is the controller of debtor records. See the Privacy Policy.
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